Setting up a Company
We’re happy to introduce Peter Leshiunsky, our specialist accountant supporting investors at 365 Invest.
Why Set up a Limited Company?
Setting up the right company structure is a crucial part of building a sustainable, tax-efficient property portfolio. Peter specialises in creating limited companies designed specifically for buy-to-let strategies, guiding clients through ownership options, share classes and director responsibilities in clear, straightforward language. He explains how different structures can affect tax outcomes, risk management and long-term planning, helping investors make choices that support both flexibility and protection.
Once the structure is agreed, Peter manages all Companies House filings and HMRC registrations, ensuring everything is set up correctly from day one. After formation, he provides ongoing support through bookkeeping set-up, quarterly accounts, year-end financial statements, corporation tax returns and full compliance checks. His organised approach keeps deadlines on track and removes the stress often associated with managing a growing property business.
Peter also works closely with your mortgage broker and solicitor to make sure company details, timelines and lending requirements align seamlessly across the transaction. This joined-up process reduces delays and gives lenders and legal teams the information they need quickly and accurately.
His goal is simple: to give landlords tidy, accurate books, clear tax positions and a solid, well-structured foundation for long-term investment growth.
Frequently Asked Questions About Company Formation
- What does it mean to purchase a buy to let property through a limited company?
Purchasing a buy to let property through a limited company means the property is owned by a registered company rather than you personally. Many investors use a special purpose vehicle (SPV) created specifically to hold rental property assets.
- What are the benefits of purchasing buy to let property through a limited company?
Potential benefits can include different tax treatment of rental profits and mortgage interest, as well as flexibility in retaining profits within the company for future reinvestment. The suitability of this structure depends on individual tax position and long‑term objectives, so professional advice should always be taken.
- Is mortgage interest treated differently when purchasing through a limited company?
In many cases, limited companies can treat mortgage interest as a business expense before calculating corporation tax on profits. This differs from personal ownership rules, where finance cost relief is restricted. Tax treatment depends on circumstances and should be confirmed with a qualified accountant.
- Can I obtain a buy to let mortgage through a limited company?
Yes, many lenders offer buy to let mortgages to limited companies, particularly SPV property companies. Lending criteria, deposit requirements and rates may differ from personal applications and are assessed based on both the company structure and its directors.
- What is an SPV property company?
An SPV, or special purpose vehicle, is a limited company established solely for property investment activity. It typically has no unrelated trading operations, which can simplify lender assessment and ongoing administration.
- Are there additional costs when purchasing through a limited company?
Purchasing through a limited company can involve additional costs, including company formation fees, annual filing obligations and accountancy services. Mortgage fees and lending rates may also differ compared with personal ownership structures.
- Is purchasing through a limited company suitable for all investors?
Purchasing through a limited company can offer advantages for certain investors, particularly those building a portfolio or reinvesting profits. However, suitability depends on individual tax position, long‑term objectives and financial circumstances, so professional advice should be taken before deciding.
- Can 365 Invest assist with limited company formation?
We can introduce company formation services and experienced professionals who assist with setting up SPV structures for property investment. 365 Invest do not provide tax or legal advice, and investors should seek guidance from qualified advisers before proceeding.
