Secure your future with a buy-to-let investment

FAQs

• 1. Why should I invest in property through 365 Invest?

  Investing in property with 365 Invest ensures a seamless and transparent process from start to finish. We offer comprehensive property details, including location, build specifications, and full planning permission. With our end-to-end service, you benefit from our extensive due diligence on developers and our focus on profitable investment locations across the UK, ensuring you receive exceptional returns and peace of mind.

• 2. How can I ensure my investment is secure with 365 Invest?

  365 Invest partners with reputable UK solicitors to handle all property transactions, ensuring thorough checks of the sales agreement before any deposits are made. Our rigorous due diligence on developers and transparent processes further secure your investment​.

• 3. Are the properties offered by 365 Invest freehold or leasehold?

  We clearly detail the tenure of each development on their respective pages. While many developments in England are leasehold, typically with leases extending to 250 years and no ground rent, properties in Scotland are often freehold. We provide all necessary information regarding the tenure upfront.

• 4. Can I use a mortgage to purchase a property through 365 Invest?

  Yes, many of our developments are mortgageable. We provide suitability analysis and recommendations for mortgage brokers with access to competitive financing options. Discuss your financing needs with your consultant early in the process.

• 5. How often are the tenants and the property inspected?

  Property and tenant inspections are typically conducted every six months, or more frequently upon request. All tenants undergo credit and reference checks and provide a deposit to ensure the property is well-maintained​.

• 6. What is an escrow account and how does it work?

  An escrow account is a third-party account where your funds are held and released to the developer in stages. This safeguards your investment during the construction phase, ensuring that your money is secure until the property is completed.

• 7. What happens if there is a delay in construction?

  Developers strive to complete projects on time, but contracts often include a longstop date to protect investors. 365 Invest provides regular updates and images of the construction progress to keep you informed​.

• 8. What taxes are associated with buy-to-let property investments?

  Taxes include Stamp Duty Land Tax, income tax on rental income, and potentially capital gains tax on the sale of the property. Our specialised tax advisors will gladly assist you with any tax queries.

• 9. What kind of rental yields can I expect from 365 Invest properties?

  Rental yields vary based on location and property type. Cities in the north of England often offer yields above 6%, driven by ongoing regeneration and strong demand. Our detailed rental forecasts provide a clear picture of expected returns.

• 10. Can I live in my investment property purchased through 365 Invest?

  Typically, buy-to-let properties are intended for rental income rather than owner-occupation. If you choose to live in the property, it may affect mortgage terms and rental income projections.

• 11. What is the difference between a freehold and a leasehold property?

  Freehold means you own the property and the land indefinitely, while leasehold means you own the property for a set period, usually with a ground rent payable to the freeholder. 365 Invest provides clear information on the tenure of each development​.

• 12. What is a legal charge?

  A legal charge gives a person or group legal rights over a property, protecting their interest in case of developer bankruptcy. This ensures the security of your investment.

• 13. What happens after the rental assurance period ends?

  You can continue to have the property managed and maintained by the same company, ensuring a hassle-free experience for you as an investor. 365 Invest offers full management services for your convenience.

• 14. What if the management company goes into liquidation?

  If the management company ceases to operate, 365 Invest typically appoints a new company to ensure continued management and maintenance of the property​.

• 15. Can my funds be tied up too long before I receive income?

  Initial deposits for off-plan investments are tied up during construction. However, developers often offer interest on funds up to completion, and property values typically increase during this period.

• 16. Are there any warranties on the properties?

  All new build properties come with a 10-year new build warranty, such as NHBC, ensuring peace of mind for investors. This warranty covers various structural and non-structural aspects of the property​.

• 17. Do I need to do my own due diligence when investing with 365 Invest?

  Yes, it is crucial to conduct your own due diligence and verify all information provided. Consult your legal and financial advisors before making any commitments to ensure a secure investment.

• 18. Can I get a Visa if I invest in UK property through 365 Invest?

  For visa-related inquiries, it is best to consult an immigration specialist, as visa criteria can change frequently. 365 Invest can provide information to support your application​.

• 19. Can I appoint my own solicitor for property purchases through 365 Invest?

  While we recommend using a solicitor familiar with the project for a smoother process, you are free to appoint any UK property solicitor of your choice.

• 20. How can I contact 365 Invest Limited for more information?

  You can reach us via our website’s contact form, email us at info@365invest.co.uk, or call our office at 02078 560 392. Our team is here to assist you with any inquiries and help you embark on your property investment journey.